Cyber Insurance Limits Checklist

Free Guide · Blue Goat Cyber · Updated 2026

CHECKLIST · 1 PAGE · PROSPECT RESOURCE

Insurance Limits: Standard vs. Enterprise Match When procurement templates and project-critical risk diverge.

Procurement templates inherited from non-MedTech work often demand enterprise-grade insurance limits that no specialised cybersecurity consultancy will agree to. This checklist separates the limits that actually protect you from the ones that simply stall contracting.

What standard MedTech cyber consulting carries Professional liability (E&O) sized to a multiple of contract value. Cyber liability covering the consultant's own systems and data handling. Commercial general liability at industry-standard limits. Workers' compensation per applicable state requirements.

Limits that usually need negotiation Unlimited liability for general negligence (industry-non-standard). Tech E&O at enterprise-platform limits ($25M+) for a fixed-scope engagement. Patent infringement indemnity for client-supplied IP. Most-Favoured-Nation pricing clauses tied to insurance terms.

Where the real risk actually sits Has the SOW defined the data classes the consultant will handle?

Is there a Mutual NDA in place covering pre-contract diligence?

Does the SOW specify ownership of submission artifacts and source data?

Are background-check and access-control standards documented?

How to read it. If procurement is blocking on the second section, the conversation is about template defaults rather than actual project risk. The third section is where the real protections live.

NEXT STEP → Book a 20-minute call with our operations lead to walk through industry-standard limits and unblock contracting this week. Book your discovery call: go.bluegoatcyber.com/meetings/blue-goat-cyber/discovery-session

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